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        <h3>1911(TM) - A FDIC Bank Financial Profile Search Engine</h3>
        <p>A search engine with ratings and key performance indicators for all current banks insured by the FDIC.  Data is current as of the most recent quarterly report filing by each bank.</p>
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    <li class="panel item02"><a class="tab" href="/Calculators-and-Tools/How-much-do-you-really-save-Deal-or-No-Deal">The Deal or No Deal Calculator</a>
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        <h3>The Deal or No Deal Calculator</h3>
        <p>What is better:$3,500 off or a 1.90% Special Financing Rate for the new car with a price of $26,849? We are constantly dealing with such "options" in our everyday lives as consumers. This calculator solves problems of this nature.</p>
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        <h3>The Education Costs and Projection Calculator</h3>
        <p>Suppose you plan to send your 4 year old to UC Berkeley in 14 years. Berkeley costs $31,534 a year at the current rate, and you expect this to rise 3% per year onward. Your education investment account has a current balance of $25,000 and you expect it to return 5% per year (post tax). How much should you contribute to the account per month?&#160; This calculator solves problems of this nature.</p>
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        <h3>The Hybrid Vehicle Break Even Calculator</h3>
        <p>With gasoline price going up, up, and up, many people are looking for ways to reduce their transportation cost.&#160; One of such way is to get a hybrid vehicle.&#160; This calculator solves for the number of miles you need to drive in order for your switch to make financial sense, factoring in gas price, maintenance cost, efficiency and vehicle prices.</p>
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    <li class="panel item05"><a class="tab" href="/Calculators-and-Tools/The-Interest-Rate-Arbitrage-Calculator">The Interest Rate Arbitrage Calculator</a>
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        <h3>The Interest Rate Arbitrage Calculator</h3>
        <p>Your credit card company tells you that you can borrow $20,000 for 12 months at 0% APR and pay no balance transfer fee. In turn you can keep that money in a bank account and profit from the interest it accrues. Exactly how much can you profit from this? This calculator computes the actual amount you can make from this arbitrage opportunity.</p>
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        <h3>The Loan Affordability Calculator</h3>
        <p>You have $1,500 available monthly for a mortgage. The bank qualifies  you for a 3.75% APR, 30 year loan. What price of a house can you afford?&#160; This calculator solves the loan affordability problem on expenditures you plan to pay over time.</p>
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    <li class="panel item07"><a class="tab" href="/Calculators-and-Tools/The-Loan-Repayment-Calculator">The Loan Repayment Calculator</a>
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        <h3>The Loan Repayment Calculator</h3>
        <p>Good financial management requires good planning. &#160;One of the  situation you can use this planning is in debt repayment. &#160;This can come  from credit cards, medical, personal, or simply an auto loan. &#160;Assume  that you owe $10,000 to your credit card at 7.9% interest rate and you  want to pay it off in 2.5 years. &#160;How much do you need to set aside to  pay it each month? &#160;This calculator solves problems of this nature.</p>
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        <p>We go great distance to pay the mortgage. This includes extra careful calculations.&#160; Assume that you want to take a $500k mortgage for 30 years with interest rate fixed at 3.75%. Further assume that your current tax bracket is at 28%. How much do you need in order to afford this mortgage and how much do you expect from the government in the form of tax rebate? This calculator solves problems of this nature.</p>
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        <h3>The Retirement Planning and Projection Calculator</h3>
        <p>An unplanned retirement will turn your world upside down.&#160; Let say you want to retire in 30 years and plan on staying in retirement for 15 years at $3,000 a month in current living standard.&#160; If you are expecting a 5% return on your investment and inflation is catching up at 3% a year, how much money do you need to save per month toward your retirement if you already have $100,000 in your account?&#160; This calculator solves problems of this nature.</p>
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        <h3>The Savings Calculator</h3>
        <p>How long will it take for you to save $50,000 in emergency fund if you currently have $20,000 and you are putting $500 a month into the piggy bank earning 1% APY?&#160; This calculator solves this type of saving "goal" questions we get on a daily basis.</p>
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    <li class="panel item11"><a class="tab" href="/Calculators-and-Tools/The-Retirement-Planning-and-Projection-Calculator">11</a>
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